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Quote for April: "You can observe a lot just by watching."
Yogi Berra
Tade Balance Shrinks
The US trade deficit shrank in March fueled by a slump in demand for imported goods and the first decline in imports in more than a year. The gap shrank to $58.2 billion, the lowest this year, from $61.7 billion in February, the Commerce Department said...



Links and Partners
Consumer Handbook on Adjustable Rate Mortgages
http://www.federalreserve.gov/pubs/arms/arms_english.htm

Home Mortgages: Understanding the Process and Your Right to Fair Lending
http://www.federalreserve.gov/pubs/mortgage/morbro.htm

Consumer Information Brochures from the Federal Reserve
http://www.federalreserve.gov/pubs/brochure.htm


APPRAISERS:

Sony Colmenar
Cal Pacific Appraisals
310-225-2695 Office
310-225-3806 Fax
calpacific@socal.rr.com

John Hooks
Hooks & Associates
25500 Hawthorne Blvd. #1170
Torrance, CA 90505
310-791-1444 Office
310-378-0426 Fax
www.hooksandassociates.com

Kevin Howell
Priority One Appraisals
1480 S. Harbor Blvd. #11
La Habra, CA 90631
714-525-9022 Office
kevco@aol.com


BEAUTY:

Evelyn Bai
Mary Kay Cosmetics
949-246-8887 Cell
evelynbai@marykay.com
www.marykay.com/evelynbai

Nikki
Essentials Nail Spa
21249 Hawthorne Blvd.
Torrance, CA 90503
310-944-9600

BUILDERS:

Jaime Clarke
Silva Construction
15711 Condon Avenue #A5
Lawndale, CA 90260
310-536-0357 Office
jamie@silvaconstruction.com
www.silvaconstruction.com


CERTIFIED PUBLIC ACCOUNTANTS:

Bennett ("Bud") Block
21250 Hawthorne Blvd. #500
Torrance, CA 90503
310-792-7055 Office
310-792-7056 Fax
bblockac@aol.com

David B. Cheatham
21250 Hawthorne Blvd. #500
Torrance, CA 90503
310-792-7437 Office
310-792-7438 Fax
dbcheatham@msn.com


ESCROW SERVICES:

Eileen Rech
Metropolitan Escrow
1411 W. 190th Street #125
Gardena, CA 90248
310-327-0296 Office
310-327-1527 Fax
erech@metroescrow.com


FINANCIAL PLANNERS:

Andrew Dale, MBA
Northwestern Mutual Financial Network
888 W. 6th Street #200
Los Angeles, CA 90017
213-243-4470 Office
andrew.dale@nmfn.com
www.nmfn.com/andrewdale

Vickie Intriago
AXA Advisors
11835 W. Olympic Blvd. #1110W
Los Angeles, CA 90064
310-231-7707 Office
blanca.intriago@axa-advisors.com


INSURANCE:

Paul Friedman
Farmer's Insurance
3838 Carson Street #220
Torrance, CA 90503
310-792-7883 Office
310-792-7889 Fax
pfriedman@farmersagent.com


NOTARY SERVICES:

Sally Lou Brodhead
Beach Cities Notary
310-991-6960 Cell
sallylou@beachcitiesnotary.com
www.beachcitiesnotary.com











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