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Quote for April:
"You can observe a lot just by watching."
Yogi Berra
Tade Balance Shrinks
The US trade deficit shrank in March fueled by a slump in demand for imported goods and the first decline in imports in more than a year. The gap shrank to $58.2 billion, the lowest this year, from $61.7 billion in February, the Commerce Department said... 
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Worried About Credit
Are you worried about your credit history? Just about everyone has something in their past credit that is less than perfect. The most important thing is to learn what is on your report, determine what impact that information has on your credit rating, and work on repairing and restoring any damage that may have been done. Mortgage loan options are rated by credit, labeled like school grades - "A" credit is the best, then down to A-, B, C, etc. Even if you do not have an A credit rating, we can let you know what your options are if you fall into an A- or lower category. The rates are generally going to be higher, and may require a down payment. If you determine that you are not satisfied with this type of financing, then together we can map out what you need to do with your credit and finances for the next six to twelve months in order to qualify for an A credit loan. There are three main credit bureaus that most creditors (such as credit card companies, banks, leasing companies, etc) provide information to on a monthly basis. Each month, your credit holders report information to the credit bureaus about your current balance, minimum payment requirements, and credit history. If you need specific information from one of the major credit bureaus, following is the contact information for each of them: Experian Information Service (XPN) TransUnion (TUC) Equifax Information Services (EFX) To order a free credit report and analysis, please call us at (310) 534-6800 ; or Click here to e-mail your request. |
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