Why choose Pacific West Lending?
As a direct lender, we take the hassle out of real estate financing. Whether you're looking to purchase your first home, remodel an existing one or buy the vacation home of your dreams, we can provide expert advice. Our mission is to treat each and every transaction in a manner that promotes the highest levels of trust and confidence. We do this by thoroughly educating our clients in order to help them choose the right financing options that will allow them to minimize their monthly cash outlays while maxmizing their net worth opportunities. Our focus is to consult with our clients in a clear and concise manner so that they feel absolutely confident in our ability to handle what could be the largest financial transaction of their lives, their home loan.

Equity Management - Your home is central to your life - it should be your haven of rest, relaxation and rejunvenation. But it should also be seen as a cornerstone upon which to build a foundation for your financial future. The key to that foundation is your home equity. You can access it to help pay for college, invest in your retirement or to invest in real estate. To learn more about using your home as a tool for the future, please call us today.

Variety of Products - as a direct lender, we offer conforming, high balance conforming, jumbo, FHA and VA .

Reverse Mortgage Lender - A reverse mortgage enables older homeowners (62+) to convert part of the equity in their homes into tax-free income without having to sell the home, give up title or take on a new monthly mortgage payment. The reverse mortgage is aptly named because the payment stream is "reversed". Instead of making monthly payments to a lender, as you do with a regular mortgage, a lender makes payments to you. You can also access your equity in one lump sum or through an equityline. 

Work with Experienced Professionals - it's not your job to know the steps required to get from loan application to approval - but it is ours. We guide our clients through the process and take the time necessary to ensure that they understand each step. Many mortgage lenders these days are professional in name only... they lack the necessary experience and dedication to truly earn their titles. We promise our clients superb service, incomparable insight, and the benefit of our unparalleled experience in the mortgage industry.

Is it the right loan for you? - While your mortgage may have been perfect when you purchased your home, situations change. Rates rise and fall, people switch from fixed rates to ARM's, and homeowners may want to take advantage of lower rates if they plan to sell sooner than expected. Whatever the reason, we can refinance you into a mortgage that meets your short and long-term financial goals. Remember that a low rate on the wrong loan can end up costing you in the long run - just ask the people who got those 1% negative amortization loans.

Now more than ever is the time to be working with a full time mortgage planning professional who can guide you through the ever-changing market and give you advice you can rely on.